Peru Investor Visa: Is a S/500,000 Business Investment Right for You?

Start With the Business, Then Assess Residence

Peru's investor route is for a qualifying business investment. The official threshold is S/500,000, denominated in Peruvian soles. The dollar equivalent changes with exchange rates, and the capital requirement does not include every cost of operating the business. Migraciones' investor procedure is the starting point.

The procedure describes investment through company incorporation or a registered capital increase, documentation of an international transfer made in a single transaction, and supporting business records. Review the complete current conditions with qualified immigration, corporate, and accounting professionals before transferring funds. Initial residence, renewal, and a future permanent-residence application can require different evidence.

Buying an Apartment Is Not the Same Application

A personal home purchase does not, by itself, satisfy the business-investment procedure. A real-estate business must be assessed as a business, with the required corporate, funding, and operational evidence. Do not assume the market value of a property automatically counts as qualifying capital.

Before signing, ask your adviser to explain in writing how the proposed transaction meets the published procedure. Identify who will hold the asset or shares, how funds will be documented, and what happens if the business transaction completes but the immigration application is unsuccessful.

Budget Beyond the Threshold

Use separate budgets for the investment, the operating business, and your household:

Budget	Items to price before committing
Transaction	Legal review, registration, banking, currency conversion, and due diligence
Business	Premises, licenses, payroll, accounting, insurance, inventory, and working capital
Immigration	Government charges, document authentication, translations, and agreed assistance fees
Household	Housing, healthcare, dependents, travel, and a reserve for delays

Ask each provider whether taxes and disbursements are included in the quote. Obtain an exchange-rate quote for the actual transfer date and check the amount that will arrive after charges. Keep a separate household reserve; business capital may not remain freely available to fund living expenses.

Questions for an Existing Business Purchase

Review the company's ownership records, liabilities, tax filings, employment obligations, permits, contracts, and financial statements. Establish whether the company can meet the immigration conditions as well as your commercial objectives. Do not rely on a seller's promise of residency or a projected return unsupported by independently reviewed accounts.

For a new business, test the demand, staffing model, and operating costs before treating the investment as an immigration solution. Residence does not guarantee a profitable business.

When Another Route May Fit Better

If your main goal is retirement and you have qualifying permanent income, assess rentista residence. If your circumstances involve employment or an eligible family relationship, review those routes on the visa comparison page. Choose the route your evidence supports.

The investor procedure describes residence for 365 days, renewable. Continued compliance and any future change of status need separate review. Tax treatment also needs its own assessment; this article does not promise treaty relief or special exemptions.

Source and Review

Reviewed 24 September 2026 against the official investor change-of-status procedure. See the investor guide for the route overview and service pricing for assistance costs.